Commited to Saving

Saving Card Savings- 2.87

Adding more money for workout:

Wednesday:
bike- 3.16 miles= $3.16
lifting= $2.00
treadmill= 2.39 miles= $2.39

Thursday
bike- 3.42 miles= #3.42
treadmill= 2.63 miles= $2.63
treadmill= 1.69 miles= $1.69

total added: $15.29

Went shopping so I have to add the card savings of $23.41 plus $3 for parking tonight at school.

Total YTD: $239.67

I adding money to the challenge to equal the amount of money that I spend on monthly things. One of them is a website for a food diary- that is going to be $9.00 payment another is the YMCA payment for $60.00

Took a long hike this weekend- 12 miles = $12.00 added

Savings club savings- $1.50

Catching up on workout:
Yesterday:
Elliptical- .81 mile= $0.81
Lifting- $2.00
Treadmill- 1.80 mile- $1.80

Today:
Bike- 3.19 mile= $3.16
Bike- 1.16 mile= $1.16
Treadmill- 2.67 mile= $ 2.67

Total Added= $11.60

More to commit to the savings- $4.77

Total- 119.16

I had friends in town this weekend and totally spent too much money. I do not recall how much was spent and where. I am upset with myself and the whole purpose of the savings blog was to help me get a handle on my savings. I guess it is like a diet- if you over indulge you do not dwell on it you just get back on track. That is what I am going today.

I have finally decided to put down some rules for my challenge for working out.

$1.00 for each mile on treadmill
$1.00 for each mile bike
$2.00 for lifting weights

Today's total=

Treadmill- $3.26
Bike- $3.11
Lifting- $2.00
Total- $8.37

Plus I forget my water bottle and bought one there for $1.25 adding that in to the mix as well.

Saving at Walgreens- $1.58

Going to the gym- $2.00

Total $3.58

Todays update for the $20 Challenge-

Last night-
took the bus- $1.50
cab- $5.00

Today-
Club card savings $1.00

$93.69 + $7.50= $101.19

I took the $150 from the dollar box and added another $350 in to the ring fund.

Total now is # 652.01

Again using the card at the supermarket I saved 45% of my cost. This is going into the challenge fund...

78.42 + 15.42= 93.65

Went to the grocery store today and using my card saved $4.10. So that is going to the challenge.

74.32 + 4.10= 78.42

I went out last night so I owe money to my challenge.

$1.50 for taking the bus

$2.50 for taking a cab

$20.00 for drinks bought.

Total- $24.00

Received 12.50 from my checking account for using my atm. Added that to ring fund also added .02 interest that was added as well.

Total in Money Market: $164.53

Spent $10 at happy hour last night- adding that to the challenge

$40.72 + $10.00= $50.72

Today I am starting my $20 Challenge: I haven't thought of all my rules yet but I will be adding the rules as I go along.

Starting amountin savings account: $4.74
Challenge amount to start: $20
Added monthly charges that were stopped:
$5.99 + $9.99= $14.98

Total amount in account: $40.72

I finally went through my statments and found a payment for 9.99 that was being taken out for something I thought I cancelled a long time ago. That is over $100 dollars that I spent on something that I never used. It is esay to forget those things.

Low Spending day- All I spent yesterday was $5 for parking at school.

Here how it works: I have been putting my dollar bills into an old wine box whenever I got home. I never counted them until today. I figured that it would be better if I didn't. Since I am on this new journal I counted it today and will be updating the count every week.

Today I started this blog to help me in my savings for an engagment ring for my girlfriend. This has been a long time coming and my lack of willpower in saving has been a problem.

However if I make it known to the world then my mission might be easier. So today I want to let people know where I am and update everyone weekly to let them know how far along I am.

Wish me luck.