Saving Card Savings- 2.87
Adding more money for workout:
bike- 3.16 miles= $3.16
treadmill= 2.39 miles= $2.39
bike- 3.42 miles= #3.42
treadmill= 2.63 miles= $2.63
treadmill= 1.69 miles= $1.69
total added: $15.29
Went shopping so I have to add the card savings of $23.41 plus $3 for parking tonight at school.
Total YTD: $239.67
I adding money to the challenge to equal the amount of money that I spend on monthly things. One of them is a website for a food diary- that is going to be $9.00 payment another is the YMCA payment for $60.00
Took a long hike this weekend- 12 miles = $12.00 added
Savings club savings- $1.50
Catching up on workout:
Elliptical- .81 mile= $0.81
Treadmill- 1.80 mile- $1.80
Bike- 3.19 mile= $3.16
Bike- 1.16 mile= $1.16
Treadmill- 2.67 mile= $ 2.67
Total Added= $11.60
More to commit to the savings- $4.77
I had friends in town this weekend and totally spent too much money. I do not recall how much was spent and where. I am upset with myself and the whole purpose of the savings blog was to help me get a handle on my savings. I guess it is like a diet- if you over indulge you do not dwell on it you just get back on track. That is what I am going today.
I have finally decided to put down some rules for my challenge for working out.
$1.00 for each mile on treadmill
$1.00 for each mile bike
$2.00 for lifting weights
Plus I forget my water bottle and bought one there for $1.25 adding that in to the mix as well.
Saving at Walgreens- $1.58
Going to the gym- $2.00
Todays update for the $20 Challenge-
took the bus- $1.50
Club card savings $1.00
$93.69 + $7.50= $101.19
I took the $150 from the dollar box and added another $350 in to the ring fund.
Total now is # 652.01
Again using the card at the supermarket I saved 45% of my cost. This is going into the challenge fund...
78.42 + 15.42= 93.65
Went to the grocery store today and using my card saved $4.10. So that is going to the challenge.
74.32 + 4.10= 78.42
I went out last night so I owe money to my challenge.
$1.50 for taking the bus
$2.50 for taking a cab
$20.00 for drinks bought.
Received 12.50 from my checking account for using my atm. Added that to ring fund also added .02 interest that was added as well.
Total in Money Market: $164.53
Spent $10 at happy hour last night- adding that to the challenge
$40.72 + $10.00= $50.72
Today I am starting my $20 Challenge: I haven't thought of all my rules yet but I will be adding the rules as I go along.
Starting amountin savings account: $4.74
Challenge amount to start: $20
Added monthly charges that were stopped:
$5.99 + $9.99= $14.98
Total amount in account: $40.72
I finally went through my statments and found a payment for 9.99 that was being taken out for something I thought I cancelled a long time ago. That is over $100 dollars that I spent on something that I never used. It is esay to forget those things.
Low Spending day- All I spent yesterday was $5 for parking at school.
Here how it works: I have been putting my dollar bills into an old wine box whenever I got home. I never counted them until today. I figured that it would be better if I didn't. Since I am on this new journal I counted it today and will be updating the count every week.
Now that I have this amount I will be transferring it to a money market fund.
Today I started this blog to help me in my savings for an engagment ring for my girlfriend. This has been a long time coming and my lack of willpower in saving has been a problem.
However if I make it known to the world then my mission might be easier. So today I want to let people know where I am and update everyone weekly to let them know how far along I am.
Wish me luck.